Institutional tool
CMHC MLI Select Calculator
In 60 seconds, estimate your CMHC financing, achievable LTV and equity savings vs conventional bank financing.
60 seconds
MLI Select Calculator
Estimate your MLI Select points, achievable LTV and equity savings in 4 questions.
Your project
24
6.5 M$
Land + construction + fees + contingencies
Confidential estimate
No data is shared without your consent.
Based on public rules
Approximate modeling of MLI Select criteria.
Detailed report on request
A PLEXTERRA expert refines your estimate within 24h.
Frequently asked questions
Is this estimate official?+
No. This calculator produces an indicative estimate based on the public rules of the MLI Select program. Official validation requires analysis by a commercial mortgage broker and formal submission to CMHC. PLEXTERRA supports you through this process.
What is MLI Select?+
MLI Select is a CMHC program rewarding multi-unit projects that contribute to three objectives: affordability, energy efficiency and universal accessibility. The more criteria you meet, the more generous the financing becomes (LTV up to 95%, amortization up to 50 years).
How can PLEXTERRA concretely help?+
We build your bankable file, coordinate the architect or OTPQ technologist, validate MLI Select point attainment before submission, and connect you with a CMHC-specialized commercial mortgage broker. Our team typically accelerates the process by 3-6 months.
How much does PLEXTERRA support cost?+
We offer a free initial consultation to assess your project's feasibility and MLI Select alignment. Support fees are then structured by scope (analysis, coordination, project management). See /services.
Does the calculator work for provinces other than Quebec?+
Yes. MLI Select rules are federal (CMHC), so applicable across Canada. However, some eligibility criteria (Novoclimat, provincial affordability thresholds) vary. Contact us for a region-specific analysis.
Your estimate needs an expert review?
A PLEXTERRA expert analyzes your project, validates each hypothesis and delivers an actionable report within 5 business days.
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